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Financial and Insurance

Hernandez Smiles strives to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered.

We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and Visa, MasterCard, American Express and Discover credit cards.

We also offer courtesy discounts to patients who pay in full at the time services are rendered and to those who have multiple family members undergoing treatment.

Affordable Financing Options

Don't let finances stand in your way of achieving the beautiful, healthy smile you deserve! We are pleased to offer in-house financing and third-party financing options through CareCredit® with a $0 down payment and low monthly payments. These flexible payment options allow you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!

Insurance Policy

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action.

Hernandez Smiles is in-network/a preferred provider for the following insurance plans: Aetna, Ameritas, Blue Cross Blue Shield, Cigna, Delta Dental, Guardian, Lincoln, MetLife, United Concordia and United Health Care. We also accept any PPO plan.

Once treatment has started, we will file your claims. To help us with your insurance filing, please complete the insurance questions on our questionnaire.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.